Sometimes a picture is worth a thousand words. When it comes to understanding umbrella policies, just picture an…umbrella.
BUILDING AND PERSONAL PROPERTY COVERAGE. Our office cannot stress the need for this enough right now! Why? Because most homeowners insurance plans do not cover floods and the 3 feet of snow in your backyard is eventually going to melt and it could be detrimental to your home and belongings. AKA, you could be screwed.
First things first… Try NOT to panic! (Easier said than done though, I know)
You may not think you need to read an article on what to do if you hit a deer because lets be honest…. the majority of us know we need to pull over, call the police, take pictures of the damage and contact your insurance agent.
So instead of reiterating facts you may (and probably) already know, I’ve decided to write about a few less common things you should do after you hit a deer and some ways to help prevent a deer collision.
Umbrella. Liability. Coverage. Many people have an idea of what this coverage is, but don't know what it specifically covers.