What is Equipment Breakdown Liability?

This coverage is when there is a loss due to mechanical or electrical breakdown of nearly any type of equipment.

However, the coverage does NOT cover any additional property or items that could become damaged or suffer a loss because of the equipment breaking down. 

For Example:

-If your freezer breaks down and all of the food is spoiled, you would need equipment breakdown coverage for the freezer and food spoilage coverage for the food items. 

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