Employee Practices Liability Insurance (EPLI)
Employee Practices Liability Insurance, commonly referred to as EPLI Coverage protects you, the business owner from lawsuits with your employees based on a multitude claims. Some policies can even add protection against discrimination claims made by others including customers, vendors, competitors and anyone in the general public.
EPLI Can Help You Fight a Claim for:
- Discrimination (gender, race, age, religion, disability, parental status)
- ADA Compliance for Physical Space and Online Presence
- Wrongful Termination or Negligent Hiring
- Harassment, Hostile Work Environment and Retaliation
- Wage and Hour Violations
- Many others
Being a business owner and an employer carries a multitude of risks and responsibilities. Even if you don’t hire someone, but interview them, you could be held liable for discrimination. You might receive a Summons and Complaint claiming your space or your website is not ADA compliant. Even unfounded and baseless claims require a legal defense to avoid large damage awards and fines.
EPLI coverage options are available for small to large businesses and the cost of that insurance policy will vary depending on several factors, including your type of business, how many employees you have and what business practices and training you have in place to reduce and prevent claims.
Don’t risk your business on an Employee Practices Liability issue. Contact our agency today to discuss your EPLI coverage and business resources available to help your business reduce the chance of a claim.