I am the first to admit that there was a time that I didn’t I needed life insurance. I was young, felt I had my whole life ahead of me, and would always have time to get life insurance later. I thought about my need for life insurance this way until someone told me point blank that life insurance wasn’t about me, it was about the other important people who depended upon me. Life insurance was never about me.
Sometimes a picture is worth a thousand words. When it comes to understanding umbrella policies, just picture an…umbrella.
Personal Injury Coverage is also referred to as PIP coverage or Minnesota No-Fault coverage. Minnesota Statute requires PIP coverage on every auto, personal or business, in Minnesota.
Many of us utilize ride sharing apps such as Uber and Lyft for various reasons. I use them for transportation to and from the airport, on a night out, sporting events or if I just simply don’t feel like driving myself and paying for parking… aka ALL the time!
Have you ever thought about the laws and regulations for taking a child into a ride share vehicle with no car seat and who would be liable if a child was injured in an accident?
BUILDING AND PERSONAL PROPERTY COVERAGE. Our office cannot stress the need for this enough right now! Why? Because most homeowners insurance plans do not cover floods and the 3 feet of snow in your backyard is eventually going to melt and it could be detrimental to your home and belongings. AKA, you could be screwed.
There are 4 types of couples on Valentine’s Day. Those that stay home, those that spend an hour on a restaurants waiting list, those that forgot it was Valentine’s Day and finally, those whose significant other is their only other single friend.
Whatever type of couple you are, I dare you to try something new this year!
Did you know that over 1 in 3 homes with children in the United States have toys that are considered to be part of the “Internet of Things” or IoT?
Did you also know that online predators or hackers can use the information you provide on the IoT devices to help them acquire personal information of you and your kids?
First things first… Try NOT to panic! (Easier said than done though, I know)
You may not think you need to read an article on what to do if you hit a deer because lets be honest…. the majority of us know we need to pull over, call the police, take pictures of the damage and contact your insurance agent.
So instead of reiterating facts you may (and probably) already know, I’ve decided to write about a few less common things you should do after you hit a deer and some ways to help prevent a deer collision.
Are you one of the thousands of people who flee the nest each winter and move south? Do you know what steps to take in order for your home to not be considered vacant? Keep reading for a birds eye view of the actions you should be taking before takeoff!
Umbrella. Liability. Coverage. Many people have an idea of what this coverage is, but don't know what it specifically covers.